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charlotte @halva@mk.absturztau.be
6mo
even venmo mention aside, it's very obvious that's an american or a western european writing that because NA and EU banking sucks balls
> banking/insurance/whatever apps I know banking apps are the typical example, but I've always wondered why. I use my bank's app maybe once or twice a year when I need to Zelle someone, which I only need to do when they don't have Venmo. (Unless we consider Venmo a banking app.) I only have one bank's app installed, the rest of my banks I only interact with over their website, on desktop. As for insurance, I've never had an insurance company's app installed. Am I just an outlier here? Honestly, if I switched to a non standard OS, I'd be more annoyed about losing, say, Google Maps, Uber/Lyft, or various chat apps. Banking and insurance just don't come to mind at all as something I need my phone for.
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Jeder neocat_floof_googly_woozy neocat_flag_agender 🔜 Hikari @jeder@miau.jeder.pl
6mo
@halva meanwhile poland
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charlotte @halva@mk.absturztau.be
6mo
@jeder pretty sure poland's doing pretty well wrt banking, no? not any worse than russia and ukraine at least
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Jeder neocat_floof_googly_woozy neocat_flag_agender 🔜 Hikari @jeder@miau.jeder.pl
6mo
@halva polish banking is like way ahead of anyone in Europe really
at least that was the case few years ago because eu started doing catchups but it's still way ahead
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princess pancake butterfly_​neofox_lesbian @natty@astolfo.social
6mo
@jeder @halva neofox_woozy you don't even have fast transfers in many cases huh
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Jeder neocat_floof_googly_woozy neocat_flag_agender 🔜 Hikari @jeder@miau.jeder.pl
6mo
@natty @halva wdym
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princess pancake butterfly_​neofox_lesbian @natty@astolfo.social
6mo
@jeder @halva instant cross-bank transfers for free
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ari prideified @ar@is-a.cat
6mo
@natty @halva @jeder i have them free for up to 5000pln/transfer; and nothing stopping me from making multiple 5000pln transfers.
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Jeder neocat_floof_googly_woozy neocat_flag_agender 🔜 Hikari @jeder@miau.jeder.pl
6mo
@ar @natty @halva yes but it's Bank dependent
and if you want free instant crossbank you just do blik anyway
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Jeder neocat_floof_googly_woozy neocat_flag_agender 🔜 Hikari @jeder@miau.jeder.pl
6mo
@ar @natty @halva last time I checked it uses the exact same backend or some shit so
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Jeder neocat_floof_googly_woozy neocat_flag_agender 🔜 Hikari @jeder@miau.jeder.pl
6mo
@ar @natty @halva like, yes, you give out the phone number then but That's What We Have To Do
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Jeder neocat_floof_googly_woozy neocat_flag_agender 🔜 Hikari @jeder@miau.jeder.pl
6mo
@ar @natty @halva bweh
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ari prideified @ar@is-a.cat
6mo
@jeder @natty @halva some even prefer disclosing phone number to disclosing deadname.

alas, blik isn't always an option; elixir express often is.
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Jeder neocat_floof_googly_woozy neocat_flag_agender 🔜 Hikari @jeder@miau.jeder.pl
6mo
@ar @natty @halva tbh yea but do they even give a shit about what you put in that field anymore
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Jeder neocat_floof_googly_woozy neocat_flag_agender 🔜 Hikari @jeder@miau.jeder.pl
6mo
@ar @natty @halva I am not in the banking world so I might just be ignorant about something but to my eye it looks like that
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ari prideified @ar@is-a.cat
6mo
@jeder @natty @halva when you send a transfer your info gets sent to the recipient; but yes, what you put in the recipient name field almost never matters.
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Jeder neocat_floof_googly_woozy neocat_flag_agender 🔜 Hikari @jeder@miau.jeder.pl
6mo
@halva but yea reliance on banking apps here is kinda crazy because of blik phone number transfers
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Jeder neocat_floof_googly_woozy neocat_flag_agender 🔜 Hikari @jeder@miau.jeder.pl
6mo
@halva and the 2fa
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charlotte @halva@mk.absturztau.be
6mo
@jeder yeah like i said, from what ive heard it's not any different from banking in russia and ukraine lmao

most banks here are practically online-only with a heavy emphasis on apps aside from the state bank sber who do have branches because of the tech inept boomer factor
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